Increased Minimum Level to trade with gems from 15 to 20 (now also affects incoming gems rather than outgoing only)
still in effect?
From world chat now and then it kind of seems some newbies on Steam manage to used their gems at tradehouse before level 20,
then buy their first gems/package and then run into the 48(?) hour lockout on spending gems purchased on Steam if below level 20...
(I kind of assumed the raising from 15 to 20 had been done to sync up with/replace that lockout, but it seems like for some that lvl 20 restriction doesn't exist, causing them confusion when buying gems suddenly locks their use on tradehouse without clear feedback.)